Mutual fund return

Hay all,Please see the return from mutual fund over last year.Have you been able to earn this much over last one year.If not ,why not park some money in good mutual funds.No recommendations.Use your own search.

After investing myself in Market,I have realised that in current market scanerio because of high volatility,it is Mutual funds who are making more money that Individual can make.Last year I had put some money in Reliance longterm equity fund and Sahara infrastructure fund.Although these are not the best,the return is much better than my own return.Why not to invest money in Mutual funds and relax.Let them work for you.If you want to invest yourself,do it for fun and not for better return as you can't match the MF return.If you dont trust,look over the next one year and decide.
These are my views.What others think?

You can gain indepth knowledge about MF and ratings. Please do watch Fund ka Funda on Star News @ Sunday at 1130hrs. I benifted a lot. Thanks to Mr.Dhirendara Kumar.

Mutual Funds comes with 3year locking period and they charge 2.25% commision

You are right.Mutual funds are for longterm.Yhey charge 2.25 % as entry load(not applicable if new fund but they take 4-6wks to invest your money which may not be beneficial in rapidly rising market).And they charge 2% yearly from your money parked with them.In return they give their expertise to get you maximum return.Look at few stocks especially diversified funds they have given good rturn since 1994-95(30% return compounded annually).Few sector funds recently have given 80-120 % return in a year.Can you earn this much by yourself and that also without wasting time on the net and you can utilise that precious time with your family.It may not interest many people but interests me.

Hello Juhi,

I don't agree with you fully. The reason being that the percentage money appreciated through Equity during last one year/2 years are much higher than the those I reced. through Mutual funds ( I invested through Templeton, Reliance & SBI etc.).
The amunnt I invested in Larsen Tourbou, BHEL in 2004 got more than 3 times, same is true in case of Reliance; while for Aban Offshire Llyid, I-flex, Educomp and in case of Jai Corpoation the return wre manifold. Jai Corpoation I have already sold out while I would like to stay invested in Reliance Petro got through IPO and RNRL, Relcom & Energy recd. through Reliance Industries.
I Used to invest taking into considaration Fundametals, Technical Analysis but never had invested too much as I am not a moneyed person.
I am still holding a portion of Infosys I recd. through IPO.

Looking forward for your comments/advices/tips for some shares which may be helpful for people like us in this forum.

Regards,
Anup
anup_basu_2k@rediffmail.com

I had also invested in good companies like L&T 200(at 1200),RPL 2800(at 59-60 Rs),ABG ship 2200 shares(400),TTML 30,000 shares(20Rs),Era cons 1000(370Rs),3iinfo 7500 shares(averahe 190Rs before bonus),siemens 1000(at 1000 Rs) ,infotech enterprises 4700(average 190) among the few which have done wonderfully but there are many more shares which have not done so good(in total I have applied in 65 companies).It is not how well the well performing companies are doing.It is how much you earned on your total investment.I still feel I would have saved time and money by investing in Mutual funds.I can have more time for my daughter and wife.

hey juhi...
just get some good stocks in ur profile and ur done.dont look at them till one year ... u will find better gains and the most imp thing is ur money is transparent.In case with mutual fund u dont know what they are earning how much are they sheding out.

Do visit Value Research: The Complete Guide to Mutual Funds , you will get better guidence about MF investments. Its better to invest in five start mfs, a recommendation by valueresearch team.

Mutual Funds are good for those, who cannot allocate much time on stock market study and cannot take positions on short or long term basis.

Moreover, due to the diversification , your risk factor is lesser than direct investment into stocks.

Hi Juhi,

I have seen your comments and still don't agree with youyr views. I invest in Equity & mutual funds based on Fundamentals & Technicals and refarin from from guess work or heresay.
Even when the sensex was just over 12k Post budget, I was comparing the gains I had through Mutual fund & some Equties. The returns from Equities were much above. It's a fact that everyone of us had to incur losses in May 2006 and everything could have been recovered By December 2006.
If some stay safe then definitely one can stick to Mutual Funds only.
I am staying invested both in Mutual Fund & Equity (Long term).
I would request you to go through my mail posted in response to your one on the Captioned subject.

Happy investment.

Regards,
Anup